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e-pass places the control of the device in the hands of the user. With e-pass, only the cardholder decides what applications and information will be placed on his/her device, how it will be stored, and, through PIN/Bio codes, who will have access to it. The storing options available to the cardholder are to place the application with its accompanying data set in an OPEN or CLOSED zone. In an OPEN zone, the information contained will be immediately available to anyone who turns the device "ON". Conversely, the information stored in a CLOSED zone will be accessible only after the proper PIN/Bio code has been successfully input.

Moreover, the cardholder may review any of the applications and information contained in his/her device for accuracy and completeness without the need of a card reader: the e-pass device itself is capable of displaying all the information contained within its memory.

Access to the various data bases contained within the device is controlled by a Menu display that appears when the device is turned "ON". Instantly accessible without further manipulation are those items that the cardholder has placed in the OPEN zone. The display will not show any additional items, if any, until the PIN/Bio has been inserted. OPEN items might include emergency medical information (blood type, allergies, chronic illnesses, etc.) That may better serve the cardholder when kept in an OPEN zone and immediately available to medical teams in the event of an emergency.

CLOSED zones are accessible only after the cardholder inserts the proper PIN/Bio code, and are reserved for those items that are of such a private nature that making them available to unauthorized individuals would compromise the cardholder’s financial and personal security.

Driver’s License, bank cards, Social Security, Medicaid, etc. Are examples of applications and data sets that would ordinarily be included in the CLOSED zone, permitting access only after the proper PIN/Bio code has been inserted. Both OPEN and CLOSED applications may include imaged information, such as a color picture of the cardholder, his/her signature, and textual information.

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